A Mortgage Capacity Assessment (MCA) is a detailed investigation into weather you are eligible for a mortgage and if so to what level. It will also determine the maximum amount of mortgage you can borrow based on you current affordability.

• For divorce purposes, the court may have instructed that you obtain a MCA to help with determining a financial settlement figure.
• We can also provide details of your mortgage capacity based on any number of financial situations.
• A MCA will not recommend a specific lender or product for you, it will however, include example illustrations comparing different types of mortgage products, like Fixed rate, Variable rate, Tracker as well as Repayment v Interest Only.
• If both you and your partner, are required to obtain a MCA, then this can be instructed on a joint basis, thus providing you with one report, detailing both parties mortgage capacity for one fee.
• Using our services, can provide a more reliable assessment using one of the many online mortgage capacity calculators or visiting your local bank.